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New Delhi: For the bright future of Lado, many such schemes are now being run by the government, which are proving to be a boon these days. If not only one but two daughters are born in your house, then there is no need to take tension. By getting your daughter’s account opened, you can now be free from the worry of marriage and studies, for which some important things have to be taken care of.
You must be wondering what is the name of this scheme. By the way, the name of this scheme being run by the Modi government is Sukanya Samriddhi Yojana, which remains the reason for the happiness of the people. On maturity of the policy, the daughter is getting more than Rs 25 lakh. That’s why it is important that you know some important things in detail, so that there will not be any problem.
Will have to invest this much rupees
To join the Central Government’s best scheme Sukanya Samriddhi Yojana, you will need to make a small investment first. In this, there will be a need to invest a minimum of Rs 250 to a maximum of Rs 1.50 lakh in the name of the daughter. This scheme will mature in 21 years. You will need to invest in the scheme only for a total of 15 years. In this, 7.6 percent interest is given to the investment.
daughter will get so many lakh rupees
In the Central Government Sukanya Samriddhi Yojana, you will need to pay a premium of Rs 5000 every month. In this, you will need to invest Rs 60,000 annually. Now if you look at the SSY calculator, you can pay a total premium of up to Rs 9,00,000 in 15 years. Between 15 to 21 years you will not make any investment. You get 7.6 percent interest on your amount.
On a premium of Rs 9,00,000, you will get an interest amount of Rs 16,46,062. In this, the policy will mature in the year 2044 and then you will get a total benefit of Rs 25,46,062 including the total invested amount and interest.
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Published
6 days ago
on
April 2, 2023
By
admin
New Delhi: If the screams of the daughter echo in the house, then the worry of every parent increases. All the parents wish for the bright future of their children, so that they can be educated well. If any Lado is born in your house, then it is necessary to read this news carefully.
The reason for this is that now many schemes are running across the country, which is no less than a boon for daughters. If you do not connect your daughter with the government’s scheme, then it is believed that there will be a big loss. The Modi government has started the Sukanya Samriddhi Yojana for the upliftment of the girl child, by joining which the girl child can become rich.
If you get your daughter’s account opened, then the tension of marriage and studies will end completely, because you are getting so much money on maturity, which you will get tired of counting. Now the government has also increased the amount of interest on this scheme. To get the benefit in the name of daughter, you need to make a small investment first.
Know the important things related to the scheme
If you add a daughter to the Sukanya Samriddhi Yojana, which is included in the big scheme of the Central Government, then there will be a need to invest in it. In this, you will have to invest Rs 250 annually and up to a maximum of Rs 1.50 lakh. More money will need to be invested in this. The government scheme matures in 21 years. You need to invest in the scheme only for 15 years. Getting a lump sum amount on maturity
daughter is getting so many lakh rupees
5000 rupees will be required to be invested in Sukanya Samriddhi Yojana. In this you will need to invest Rs 60,000. Now if you see according to the SSY calculator, then you will have to deposit a total of Rs 9,00,000 in 15 years. In the scheme, you will get an amount of Rs 25,46,062 according to 8 percent interest. For information, let us tell you that many such schemes are being run by the government, which are proving to be a boon. Even if not one but twin girl child is born in your house, you can still earn a bumper profit.
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Business
Published
6 days ago
on
April 2, 2023
By
admin
New Delhi: Old Note Sale online 2023: If you also want to earn money sitting at home, then this news can prove to be a great news for you. Actually, the price of old notes can now be sold in lakhs of rupees. Which are sold online in the international market. If you also have a stock of unique and antique notes, then you can earn a lot from it and earn more and more money. About which let us tell you-
Let us tell you that the value of 786 digit notes is being told above lakhs of rupees. There are many people who are fond of these notes and want to buy them. Many people consider this number as lucky and keep old notes with number 786 in their purses and wallets.
But they do not know what its cost can be. Let us tell you that the cost of this note is above lakhs of rupees. With which you can earn lakhs of rupees.
If you have 786 number notes, one rupee, two rupees, ₹ 5, ₹ 10, ₹ 20, ₹ 50, ₹ 100 or ₹ 500, why not. You can earn lakhs of rupees from this by sitting at home. If you also want to sell these notes, then tell you how to sell it and how money will come into your account, today we are going to tell about this information.
According to media reports in India, the note with number 786 is considered as a historical note. And it is considered very good to buy it with this. Due to which some people keep it with them. Many people worship the note with number 786 and buy it and keep it in their wallet. If you want to sell this note. If the note is available with you, then you can send it through online medium. According to media reports, it is being told that the note with number 786 is worth lakhs.
You can sell this note on these websites of ebay, Coinbazar. Due to which you can get a good price. Even you can buy and sell the note as per your wish. So that now you can correct the price of this note yourself. So in this way you can earn good money by selling your old 786 number note.
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Business
Published
2 weeks ago
on
March 27, 2023
By
admin
New Delhi: Mustard oil has become very cheap to buy these days, with prices continuing to decline. Due to the reduction in rates across the country, a lot of rush of customers is also being seen in the retail markets. If you have not bought mustard oil now, then you will have to repent, so it is better to reach the market and do this work soon.
Mustard oil is now being recorded about Rs 60 per liter less than its high level rate, which is a golden opportunity to buy. According to experts, if you have not bought mustard oil now, then an increase in its price can be registered.
That’s why it is important that you can save money by buying early. If you are planning to buy mustard oil, then you can get information about its rate in many districts of UP. Otherwise you will have to regret later.
Know the rate of mustard oil in these cities of UP
Mustard oil is being sold very cheaply in the country’s largest state Uttar Pradesh, which is a great opportunity to buy. In UP’s Moradabad district, mustard oil is being sold for about Rs 55 per liter less than its high level rate, which is a golden opportunity for you. Here you can easily buy mustard oil at Rs 155 per litre, which is a golden opportunity for you.
Apart from this, Mustard oil is being sold for very less in District Amroha where you can buy it at just Rs.156 per litre. Mustard oil is being sold very cheap these days in Bijnor too, where you can buy it for a total of Rs 154 per liter and bring it home.
Know the Taj price in these districts
In district Saharanpur, mustard oil is being sold for about Rs 55 per liter less than its highest level. Here mustard oil is being recorded at Rs 154 per litre, seeing the price of which a huge crowd of customers is being seen. Mustard oil is also being sold at a very low price in Meerut, where the latest rate is being recorded at Rs 152 per litre.
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FAQs
What is the maximum amount transfer in Sukanya samriddhi Yojana? ›
The minimum deposit amount for an SSY account is Rs.250 (this amount was previously Rs.1,000), thereafter in multiples of Rs.50, and the maximum is Rs.1,50,000 in every financial year, up to 15 years. Deposits can be made through cash, cheque, demand draft or online transfer.
What is change in Sukanya samriddhi Yojana? ›The Union Government revises Sukanya Samriddhi Yojana (SSY) account interest rate on a quarterly basis. The next revision of the SSY interest rate will take place by the end of March 2023. Therefore, the SSY interest rate to be applicable in the first quarter of 2023 (January-March) is 7.6%.
What is the grace period for Sukanya samriddhi account? ›Eligibility. Only a girl child can avail the benefits of Sukanya Samriddhi Yojana saving scheme. The maximum age of this child should be 10 years. However a grace period of 1 year is granted.
What is the expected return of Sukanya samriddhi Yojana? ›...
Sukanya Samriddhi Yojana Calculator.
| Total investment | ₹1,50,000 |
|---|---|
| Maturity year | 2042 |
| Maturity value | ₹4,24,344 |
- Open the internet banking portal of the bank approved for opening an SSY account.
- Enter your login credentials.
- On the homepage, you can check the Sukanya Samriddhi account balance, which will be visible on the dashboard.
After 21 years from the account's opening Or when a girl child reaches the age of 18 years old and marries. (1 month before or 3 month after date of marriage). (i) Withdrawal may be taken from account after girl child attains age of 18 or passed 10th standard.
What is the drawback of Sukanya samriddhi account? ›The lock-in period of Sukanya Samriddhi Account is very high. The amount deposited under this account matures only after 21st years of deposit. So, the account is not ideal for short term deposits.
Can I break my Sukanya samriddhi account? ›Premature closure is possible only in case of death of either the account holder or the parent/guardian or in case of extreme compassionate grounds such as life-threatening illness to the account holder.
Which option is best for Sukanya samriddhi Yojana? ›When it comes to Sukanya Samriddhi Yojana Vs Mutual Fund, it can be a little confusing. The returns of Mutual Funds are higher than that of SSY, but it also comes with their share of risks. On the other hand, SSY is a secure and guaranteed return for the account holder.
What is the best time of month to deposit Sukanya Samriddhi Yojana? ›This means, if you want your invested money to earn the interest from that month itself, then you must deposit in Sukany Samriddhi Account within 10th of every month.
What if Sukanya samriddhi account is inactive? ›
To revive the Sukanya Samriddhi Yojana account, visit the post office or bank branch that you hold the account with and ask for a revival request form. Apart from submitting the request form, you will have to pay a minimum of Rs 1,000 per year for non-payment and a penalty of Rs 50 for each year of inactivity.
What is the interest rate of Sukanya Samriddhi Yojana? ›Sukanya Samriddhi is a special scheme for the girl child, this account can be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of 10 years. Sukanya Samriddhi Yojana interest rate is raised to 8% from 7.6% for this April-June quarter.
How beneficial is Sukanya Samriddhi Yojana? ›Significant Tax Savings
Your contributions towards the Sukanya Samriddhi Yojana for your daughter's future are eligible for tax deductions under Section 80C of the Income Tax Act 1961. Thus, you can claim tax deductions up to Rs 1.5 lakh invested in the scheme.
- Add money from your bank account to IPPB account.
- Go to DOP Products.
- Choose PPF or Sukankya Samridhi.
- If you want to transfer money to your PPF account, choose PPF.
- Write your PPF Account Number and then DOP customer ID.
Calculation shows that a monthly contribution of Rs 1000 towards the Post Office RD scheme will result in a corpus of Rs 70,431 lakh in 5 years. If you extend the account by another 5 years, the total corpus will be Rs 1.66 lakh in 10 years.
Is there any app for Sukanya Samriddhi account? ›Sukanya Samriddhi Account Mobile Application can be downloaded from Google Play Store by Android mobile users. The app has a plan feature to calculate the amount you will receive upon maturity. Enter investment amount and interest to get results.
How to transfer money in HDFC Sukanya Samriddhi account online? ›Step 1: Transfer money from your bank account to the IPPB account. Step 2: On the IPPB app, go to DOP Products and choose the Sukanya Samriddhi Yojana account. Step 3: Enter your SSY account number and the DOP customer ID. Step 4: Choose the amount you would like to pay and the instalment duration.
How can I download Sukanya samriddhi passbook? ›To get Sukanya Samriddhi Account passbook, the account holder can download the application form from the respective bank or post office website and submit the duly-filled form to the authorised branch. The passbook will be issued post verification.
Can I deposit cash in Sukanya? ›After the account is opened, you can make deposits in the form of cash, demand draft, or cheque. Investing in the Sukanya Samriddhi Scheme helps you ensure a bright future for your girl child.
Can we transfer money directly to Sukanya Samriddhi account? ›Bank account users can transfer funds from their bank accounts to their PO Savings Accounts and vice versa. Account holders can also use the NEFT service to transfer funds from their bank accounts to their Public Provident Fund (PPF) and Sukanya Samriddhi accounts (SSY).
Can I transfer money from bank to post office Sukanya Samriddhi account? ›
The Sukanya Samriddhi Account can be transferred to anywhere in India. It works both ways - you can transfer it either form a post office to a bank or from a bank to a post office. The transfer can be carried out between listed commercial banks and Indian post offices.
How to withdraw money from fixed deposit before maturity in post office? ›To break a fixed deposit you have to visit the post office where you hold the deposit and inform the concerned official that you want to make a premature withdrawal. You will have to submit your identity and address proof along with the FD receipt. Further, the money will be transferred to your account.
When can an RD account be closed prematurely? ›In case an individual fails to pay the EMI on the due date for a period exceeding three months, the account could be closed (at the discretion of the bank/post office). In case the bank/post office decides not to close the account, they can charge a certain fine on the amount.
How do I delete my SSA account on Finacle? ›- Mark & verify the depositor CIF as Deceased.
- Change Interest rate in Interest Table using HINTTM. ( at HO)
- Select Interest Code SBINT after date of death.
- Close Account using HCAAC with Reason Code as DTCLM.
PPF offers better flexibility and SSA provides you with higher returns. In any case, risk appetite doesn't come into the scene, so you can clearly invest in both of them if you have surplus amount.
Which is better Sukanya Samriddhi Yojana or HDFC Children's Gift Fund? ›Please note that, Sukanya Samridhi Yojana has a lock in period till age 21 of the girl child. Whereas the HDFC CGF can be redeemed even after a year by giving some exit load. Return wise HDFC CGF is much superior. However, Sukanay Samridhi Yojana offers tax rebate under Section 80C which HDFC CGF does not offer.
What is the validity of SSA account? ›When does a SSY account mature? The tenure of the SSY account lasts until 21 years from the date of opening account; or till the account holder gets married, whichever is earlier.
Which date is best for PPF deposit? ›- If you are planning to invest in Public Provident Fund (PPF) in FY 2023-24, the best dates to do so is between April 1 to April 5. ...
- Interest on PPF deposits is calculated on a monthly basis and credited to account at the end of FY.
To maximise the interest payout on PPF deposits, you should choose to deposit by the 5th of the month, and the sooner in the financial year, the better. If you deposit towards the end of the financial year in March, you will surely save income tax but earn interest only for one month—March—for that FY.
Can I transfer money from bank account to Sukanya Samriddhi account? ›Bank account users can transfer funds from their bank accounts to their PO Savings Accounts and vice versa. Account holders can also use the NEFT service to transfer funds from their bank accounts to their Public Provident Fund (PPF) and Sukanya Samriddhi accounts (SSY).
Can I transfer Sukanya Samriddhi account from one bank to another? ›
A SSY account opened in a post office, or a bank can be transferred to a bank and vice versa. Before applying for transfer, the applicant should keep their passbook and other documents handy.
Can I transfer money to Sukanya Samriddhi account online? ›PPF and Sukanya Samriddhi premiums can be paid online through IPPB. In order to make digital payments, you must have an India Post Payments Bank (IPPB) Savings account. IPPB provides a digital savings account that can be accessed from the comforts of your home.
What is the highest interest rate of Sukanya? ›Sukanya Samriddhi Yojana Interest Rate 2022-23
The SSY interest rate is determined every quarter and is considered one of the highest among various investment options. The current Sukanya Samriddhi Yojana interest rate for FY 2022-2023 is 7.6% compounded annually.